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Personal risk ranking

Score ten plausible life risks across three axes — probability, impact, and how much control you have. The tool ranks them and surfaces the top three for concrete action this quarter.

Who this is for

Anyone thinking about the next 3-7 years and wanting to invest against the risks that combine high probability, high impact, and low control.

How to use the result

The top three get one action each this quarter. Revisit annually. Most risks shift in probability or impact every 12-18 months.

What this tool can't tell you

It can't produce probabilities — your scores are estimates. The exercise is in surfacing the risks, not in the precise numbers.

Loss of primary income (12+ months)

Score: 27

Major health event in self or partner

Score: 27

AI / automation displacement of role

Score: 27

Major relationship rupture (divorce, estrangement)

Score: 27

Geopolitical event affecting your location / finances

Score: 27

Fraud, theft, or identity compromise

Score: 27

Mental-health crisis in self or close family

Score: 27

Sudden caregiving load (ageing parent, child, partner)

Score: 27

Local climate / weather event

Score: 27

Public reputational damage

Score: 27