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Vinthony

Lesson 1 · 12 min · Foundation

Pick a Paycheck Allocation Rule You Will Actually Follow

Choose between 65-20-15, 75-15-10, or the 14% retirement rule and commit to one this week.

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Lesson 2 · 12 min · Foundation

Automate Investing Before You Touch the Money

Set up a monthly transfer into a low-cost index fund and capture every penny of employer match.

Lesson 3 · 12 min · Foundation

Index Funds: Own a Slice of Capitalism on Autopilot

Open a broad-market index fund and justify your stocks-to-bonds split for the stage of life you are in.

Lesson 4 · 12 min · Applied

Rent vs Buy Without the Myths

Calculate the true total cost of homeownership and decide if buying actually fits your life stage and capital.

Lesson 5 · 12 min · Foundation

Savings, Inflation, and Why Idle Cash Bleeds

Quantify how much purchasing power your cash loses each year and choose a productive home for excess savings.

Lesson 6 · 12 min · Applied

Behavioural Money: Personality, Partners, and Hidden Fees

Spot your money personality, audit your advisor and partnership for hidden fees, and start a recurring money conversation.

Lesson 7 · 12 min · Applied

Three Accounts and a Daily Spending Audit

Set up the future, emergency, and dream account system and redirect at least one daily leak into your investments.

Lesson 8 · 12 min · Deep practice

Compounding, Patience, and Surviving Market Crashes

Model a long-runway compounding scenario and pre-commit to a behaviour rule that prevents panic-selling in a 50-70% drawdown.